Your Success is Our Goal, Put Our 27 Years Experience to Work for You!

The Investor Resource Alliance (IRA) Network has an extensive background in business development, business and marketing plans, business  consultation, debt and equity private venture transactions along with traditional and hard money and venture capital raise ups.

Our well developed relationships with Angel Investors, Venture Capital funding firms, Hard Money and Private Lenders, small business merger and acquisition professionals, incubators, service providers, SEC specialist attorneys, CEO’s, and other intermediaries offer our clients unsurpassed experience and services and opportunities for their business and funding needs.

Hear those beautiful words!



Denied for your small business loan? - Can't find funding? We can help!


Lacking the rigid lending standards imposed by banks, our capital resources, base their investment go-ahead on the need for your product or service, and whether they feel you can manage the growth and/or expansion to the extent that they can make a 15-20% return on their investment (specific ROI expectations required may vary depending on the stage of development, industry, and other factors).

More Help Below

If you feel that your Company meets the above requirements, please complete our online Pre-Qualifier (FUNDING PRE-QUALIFIER).

Once this is received, one of our staff members will be in contact with you within 1 – 3 business days. There is no application fee!

To view what Capital Resources we have available: AVAILABLE CAPITAL RESOURCES.

If you are looking for help in reviewing your business plan: PROFESSIONAL BUSINESS PLAN REVIEW.

Do not worry if your business documents are not ready to be sent to an investor, as we can assist you with preparing or enhancing your documents (e.g. Business Plan, Executive Summary, Slide Deck): DOCUMENT ASSISTANCE

For information on how our process works: HOW IT WORKS

To see what people have to say about us: TESTIMONIALS 

Call Wayne Clark directly at 1-607-216-1995, or use our CONTACT FORM

Equity Financing

*Debt Financing vs. Equity Financing:

Debt Financing vs. Equity Financing example (hover)

To raise capital for business needs, companies primarily have two types of financing as an option: equity financing and debt financing. Most companies use a combination of debt and equity financing, but there are some distinct advantages to both. Principal among them is that equity financing carries no repayment obligation and provides extra working capital that can be used to grow a business. Debt financing on the other hand does not require giving up a portion of ownership.

IRA can offer the following services to accommodate virtually any funding needs. In some instances you may need two or more types of funding, such as:

Purchase Order Financing

Rapidly mobilize orders and shipments through purchase order financing and letters of credit. Business at the speed of today’s economy.

Equipment Financing

Equipment financing helps you purchase new or used equipment to meet increased demand, enhance operational efficiency and ultimately scale revenue. Receive up to 100% of the equipment purchase price.

Invoice Financing

Free up locked cash-flow by advancing receivables from invoices and contracts. Say goodbye to net-terms and hello to cash today.

Construction Financing

Funding that works with your construction company’s cash-flow cycles. Say “yes” to bids more often and receive funds to mobilize work, hire subcontractors, and purchase materials.

Debt Financing*

When a company borrows money to be paid back at a future date with interest it is known as debt financing. It could be in the form of a secured as well as an unsecured loan. A firm takes up a loan to either finance  working capital, expansion or an acquisition.

Equity Financing*

Equity financing is the process of raising capital through the sale of shares. Companies raise money because they might have a short-term need to pay bills, or they might have a long-term goal and require funds to invest in their growth. By selling shares, a company is effectively selling ownership in their company in return for cash.

Merchant Cash Advance

A merchant cash advance (MCA) isn’t really a loan, but rather a cash advance based upon the credit card sales deposited in a business’ merchant account. A business owner can apply for an MCA and have funds deposited into a business checking account fairly quickly—sometimes as quickly as 24 hours after approval.

Key Takaways